Complete Asset & Payment Infrastructure

Stablecoins Wallets RWA Tokenization

Enterprise blockchain infrastructure for banks, asset managers, and government agencies. From branded stablecoins and digital wallets to tokenized Real World Assets — Private Credit, Real Estate, and Capital Markets.

Branded Wallet

White-label digital wallet solution

Branded Stablecoin

Native stablecoin with cross-chain interoperability

Virtual Cards

Visa/Mastercard/Amex POS NFC support

Cardless ATM

AllPoint network cash withdrawals

Real World Assets

Tokenize Real World Assets

Unlock liquidity and enable fractional ownership across Private Credit, Real Estate, and Capital Markets with compliant ERC-3643 tokens and Chainlink oracle integration.

Tokenize Enterprise Receivables & Payables

Transform your accounts receivable and payable into tradeable digital assets. Tokenize customer invoices, vendor bills, and payment requests to unlock working capital, accelerate cash flow, and enable instant settlement across your supply chain.

  • Customer invoice tokenization
  • Vendor bill digitization
  • Request-to-Pay automation
  • Supply chain financing
Learn More
$3.1T
Global Trade Finance Gap
ERC-3643Chainlink OraclesCore

Advanced Platform Capabilities

Orchestrate stablecoins, wallets, and RWA tokenization with enterprise-grade compliance, oracle integration, and comprehensive settlement infrastructure.

Core Sync-Platform

Enterprise-grade accounting and ERP sync-platform with blockchain-verified financial audit trails. Complete double-entry accounting with support for sub-ledger, real-time treasury, reporting (P&L, Balance Sheet, Cash Flow), automated bank reconciliation, and seamless sync with SAP, Oracle, Sage, Netsuite, Quickbooks and other popular ERP and accounting systems. Multi-module coverage includes Accounts Receivable, Accounts Payable, General Ledger, Inventory Management, Fixed Assets, and Payroll. Now powers RWA tokenization with asset lifecycle management, Chainlink oracle integration for real-time valuations, and ERC-3643 compliant token issuance. Leverages Hyperledger Besu for high-throughput private ledger operations with Merkle tree-based periodic synchronization to Base and EVM-compatible public blockchains, providing immutable cryptographic audit proofs while supporting 10,000+ transactions per second and reducing audit costs by 70%.

Multi-Rail Orchestration

Seamlessly bridge, settle, and manage compliance across USDC, USDT, USDP, and other major stablecoins while serving both participating and non-participating acquirers.

  • Cross-chain stablecoin interoperability
  • Global settlement network integration
  • Advanced compliance and program controls

Payment Infrastructure

Visa/Mastercard/Amex POS
ApplePay & GooglePay
Invoice-linked B2B/B2C

Business Rule Framework (BRF)

Low-code engine for intelligent eligibility, KYC/KYB, spend controls, fraud prevention, and compliance.

  • • Government disbursement programs (ESA, FEMA, IRS, EIP)
  • • Cross-border settlement and compliance
  • • Enterprise spend controls and fraud prevention
  • • P2P flow management and monitoring

On/Off-Ramps & Custody

Seamless integrations with leading platforms for fiat conversion and secure custody.

  • • Circle, Tether, Paxos, PayPal integration
  • • Fireblocks, Anchorage, Fidelity custody
  • • Coinbase, BitGo, Zero Hash support
  • • FX engine for cross-currency conversions

Trusted Partners & Integrations

Built on proven infrastructure with leading payment networks, stablecoin issuers, custody providers, and oracle networks for RWA tokenization.

V/M/A

Payment Networks

Visa, Mastercard, Amex

AP

ATM Network

AllPoint Network

SC

Stablecoins

USDC, USDT, USDP

CD

Custody

Fireblocks, Anchorage

CL

Oracles

Chainlink PoR & Feeds

BC

Blockchain

Base, Polygon, Besu

Government & Enterprise Use Cases

Education & Savings

ESA programs, custodial accounts, controlled spend

Government Programs

FEMA, IRS, military stipends, federal disbursements

B2B & Cross-Border

Invoice settlement, FX conversions, compliance

Pilot Coin Program: Coin-as-a-Service

Join our exclusive pilot program to build and deploy your branded stablecoin with full KYC/KYB compliance and business rule framework on EVM L2.

1

KYC/KYB Onboarding

  • Business verification & compliance
  • Regulatory framework setup
  • Risk assessment & scoring
2

Business Rules Engine

  • Custom compliance rules
  • Transaction limits & controls
  • Multi-signature requirements
3

L2 Deployment

  • Base or Polygon zkEVM setup
  • ERC-3643 token deployment
  • Onramp infrastructure

Technical Architecture

Blockchain Infrastructure

  • • EVM L2: Base or Polygon zkEVM
  • • ERC-3643: Security token standard
  • • Multi-signature wallet integration
  • • Gas optimization & cost management

Compliance & Security

  • • Automated KYC/KYB verification
  • • Business rule engine (BRE)
  • • Regulatory reporting & audit trails
  • • Risk management & monitoring

Pilot Coin Program Application

Enter 10-digit US number (e.g., 3016821633)

Ready to Transform Your Financial Infrastructure?

Join banks, fintech, and government agencies already using Monay to power their stablecoin and wallet programs.

Contact Us

Ready to get started? Contact our team to discuss your specific needs.