Private Credit Tokenization

Transform traditional lending with blockchain-powered loan origination, automated covenant monitoring, and instant settlement for loans, invoices, and trade finance.

$1.8T
Private Credit Market
60%
Cost Reduction
T+0
Settlement
24/7
Trading

What is Private Credit Tokenization?

Private credit tokenization converts traditional debt instruments—loans, invoices, trade receivables—into blockchain-based digital tokens that can be fractionalized, traded, and settled instantly.

Our ERC-3643 compliant tokens embed regulatory compliance, enabling automated KYC verification, transfer restrictions, and reporting while maintaining the economic terms of the underlying credit facility.

Chainlink oracles provide real-time monitoring of loan covenants, triggering automated actions when thresholds are breached—from notifications to collateral adjustments.

Supported Credit Types

  • Term Loans & Revolvers
  • Invoice Receivables
  • Trade Finance Instruments
  • Asset-Backed Loans
  • Revenue-Based Financing
  • Syndicated Loan Participations

Platform Features

End-to-end infrastructure for private credit tokenization, from origination to secondary trading.

Loan Origination & Tokenization

Convert traditional loans into compliant digital tokens with automated documentation, smart contract deployment, and instant transferability.

Invoice Factoring Automation

Tokenize invoices for immediate liquidity. Smart contracts automate payment collection and investor distribution upon invoice settlement.

Covenant Monitoring via Oracles

Chainlink oracles continuously monitor loan covenants and trigger automated actions when thresholds are breached.

Automated Interest Distribution

Smart contracts automatically calculate and distribute interest payments to token holders on predefined schedules.

Use Cases

Real-world applications of private credit tokenization across industries.

Trade Finance

Tokenize letters of credit, trade receivables, and supply chain financing for faster settlement and broader investor access.

Example: A manufacturing company tokenizes $50M in trade receivables, enabling institutional investors to participate in short-term working capital financing.

SME Lending

Enable fractional participation in small business loans with automated underwriting and risk-based pricing.

Example: A fintech platform tokenizes SME loan portfolios, allowing accredited investors to invest in diversified small business credit exposure.

Invoice Financing

Instant liquidity for approved invoices with automated collection and distribution upon payment.

Example: A B2B SaaS company tokenizes $10M in monthly recurring invoices, providing immediate working capital while investors earn yield.

Loan Syndication

Streamline multi-party loan syndication with transparent terms, automated payment waterfalls, and secondary market trading.

Example: A consortium of banks tokenizes a $500M leveraged loan, enabling real-time syndicate participation adjustments.

Technical Specifications

Token Standard

ERC-3643 compliant security tokens with built-in transfer restrictions and identity verification.

Oracle Integration

Chainlink oracles for covenant monitoring, price feeds, and proof of reserves.

Settlement

Atomic T+0 settlement with DVP (Delivery vs Payment) guarantees.

Networks

Deploy on Ethereum, Base, Polygon, or private permissioned networks.

Compliance & Security

  • SEC Regulation D / Reg S compliant
  • Integrated KYC/AML verification
  • Accredited investor verification
  • Automated tax reporting (1099/K-1)
  • SOC 2 Type II certified infrastructure
  • Multi-signature custody options

Ready to Tokenize Private Credit?

Join our pilot program and transform your lending operations with blockchain infrastructure.